Launch of new website

Following a review of Forshaw Associates services, we have updated and re-launched the website with some new functionality.

To view it for yourself follow the links below or click the image now!

All feedback is welcome (that's good and bad)!



Click here to view the site

How your business can beat the credit crunch in 2008

At Forshaw Associates we foresee two possible problems for SME business in the UK in the second half of 2008.

• Larger clients are going to extend their payment times.
• Will the banking industry continue to support the SME market?

Based on this we have drafted a 3 point plan to combat the effects of the credit crunch for the remainder of this year.

1. Cash Flow Management

• Re-consider your invoice terms on goods sold.
• Tighten your credit control – put procedures in place & stick to them.
• Revise all your expenditure i.e. Utilities, Bank Charges, can a discount be obtained for say paperless billing? Do this for both business & home.
• Ensure your management accounts are up to date and precise. This will give you a clear image of your business and where it stands financially.

2. Recover those old bad debts

• Review your debtor list especially your 90 days +
• Chase your debtors who are outside of your credit terms.
• Enforce collections or agree to payment terms.

3. Plan ahead for growth

• Consider your future order book and the finance required to make this happen
• Re-consider your invoice terms and perhaps reduce the time to pay.
• Review your existing clients ability to pay – don’t just rely on their credit report. Consider the past history and look at how and when they pay you.
• Plan for any future capital investment or renewal of machinery/equipment.
• Looking at staffing and recruitment – perhaps offer overtime to existing staff or consider temporary or contract workers.

If you require any assistance or have any questions please contact us today.

Click here for Forshaw Associates

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Commercial Property Finding

The Future of Buy-to-Let

• IMAGINE having one tenant for 5or 10 years, instead a new one every 6 months.
• IMAGINE a rental income covering your mortgage with money left to over... instead of you topping it up every month.
• IMAGINE your tenants paying the service charges, rates, maintenance costs...instead of having to pay it out of the rent you receive.
• IMAGINE your tenant buying their own furniture instead of you having to pay for it, replace it and maintain it.
• IMAGINE tenants maintaining your investment to a very high standard as it is their place of business and therefore a reflection of their company image.
• IMAGINE a “hands off” investment fully managed on your behalf.
• IMAGINE a return equal to or greater than residential - with virtually no costs.

That’s exactly what you get with Really Useful Brokers property partners and their newest investment opportunities. Click here for more information and details of the fabulous discounts avaialable

Free software to all customers !!!!!

Barclays to offer complete free online security software to all its customers

1 July 2008

Barclays has become the first UK bank to offer all its two million online banking customers free internet security software covering not only anti-virus software but also spyware, adware, firewalls, parental controls and spam filters.

The offer is available to all Barclays customers who sign up for its online banking. The software provided by leading internet security firm Kaspersky normally retails for £51 for an annual subscription, but Barclays will offer it completely free of charge with customers able to download it from its online banking website.

This follows on from Barclays becoming the first UK bank to roll out its two factor authentication system, PINsentry, in 2007 which protects customers against phishing attacks and fraudsters getting hold of customer security information. Over one million PINsentry readers have already been sent out to customers.

Sean Gilchrist, director of Digital Banking for Barclays, said: "For the last two years we have offered customers free anti-virus software, but as internet fraudsters become more sophisticated it is important that customers protect their computers from all threats and not just viruses. Kaspersky has one of the best reputations in the business and together with PINsentry we believe Barclays online customers will have one of the best security packages of all online banks."

Barclays has signed a two year agreement to provide the Kaspersky software which will be worth £102 to customers. Barclays will also allow customers to download the software on up to three personal computers for each licence so that customers can protect all the computers in the same household.

Barclays customers that are not banking online can register by going to Barclays.co.uk. Non-Barclays customers can gain access to the free software by opening a Barclays current account in branch or online.

Taken from.

http://www.businessmoneynews.com/